repons.Explore the app
STOCK TOKENS. MEET LIQUIDITY.

Hold the stock.
Use the cash.

Borrow USDG against your tokenized equities. A fixed rate, a clear repayment date, and no need to sell to get started.

Explore borrowing Here’s how it works
Coming to Robinhood Chain · Mainnet opening soon
REPONS / BORROWNo. 001
PUT YOUR EQUITIES TO USEHold. Borrow. Carry on.

Stock tokens in. USDG out.

Collateral stays locked until settlement.ROBINHOOD CHAIN
A different kind of stock move.
THE PLANNED LINEUP
NVDATSLAAAPLSPYQQQ
Stock tokens, not brokerage shares.
THE EQUITY CATALOG

More names.
More to explore.

40 stocks & ETFs

Explore the companies and funds on our radar. Market availability depends on supported stock tokens, price feeds, and collateral review.

40 matches · 8 shown

Technology

NVDA

Nvidia

Planned market
Consumer

TSLA

Tesla

Planned market
Technology

AAPL

Apple

Planned market
Technology

MSFT

Microsoft

Under review
Consumer

AMZN

Amazon

Under review
Technology

GOOGL

Alphabet

Under review
Technology

META

Meta

Under review
Technology

AVGO

Broadcom

Under review

Catalog inclusion does not mean a REPONS lending market is live. Planned markets are not open yet; additional stocks and ETFs are under review.

01 / THE SHORT VERSION

A loan.
With your stocks
in the picture.

Choose the cash you need and the time you need it for. We put the repayment details up front.

Less guesswork. More clarity.
01

Pick a term

Choose a supported stock token and a loan term: 1, 7, 30, or 90 days.

02

Check the numbers

Review your collateral, fixed interest, and total repayment before you sign.

03

Repay. Get your tokens back.

Repay the loan and full-term interest to release your collateral. Keep an eye on your position along the way.

Know the trade-off: falling collateral prices or missed repayment can lead to liquidation.

02 / PICK YOUR SIDE

Some hold stocks.
Some have cash.
Meet in the middle.

FOR BORROWERS

Get liquidity.
Keep your exposure.

Use supported tokenized equities as collateral. Review the cost, choose a term, and manage your loan from one place.

Explore borrowing
FOR LENDERS

Put USDG
behind a real loan.

Fund equity-backed pools and share the interest repaid. Your funds stay in the pool until its lending cycle settles.

Explore lending
03 / YOUR TIMELINE

A day. A week.
A little longer.

Four terms to work with. Interest stays fixed for the term you choose.

Try the loan calculator ↗
1DAY7DAYS30DAYS90DAYS
GOOD QUESTIONS

Before you
jump in.

What exactly is REPONS?

REPONS is a lending app for tokenized equities on Robinhood Chain. Borrowers deposit supported stock tokens as collateral to borrow USDG. Lenders supply USDG to those markets and share the interest borrowers repay.

Am I selling my stocks?

You deposit stock tokens into a lending contract instead of selling them. You retain exposure to their price, but cannot move the deposited tokens until repayment. If your collateral value falls too far or you miss repayment, your position can be liquidated.

What does a fixed rate mean?

Your loan’s interest is set when you borrow. You can see the full repayment amount before confirming. Repaying early does not reduce the full-term interest.

Can lenders withdraw at any time?

No. Funds are committed during an active lending cycle. Withdrawals reopen after every loan in the cycle is settled. Returns depend on borrowing activity, fees, repayments, and any losses; they are not guaranteed.

Can I use REPONS today?

You can explore the app and try the loan calculator now. Mainnet deposits and borrowing are not open yet. The app will show available markets when launch checks are complete.

TAKE A LOOK AROUND

Your stocks have
more to give.

Explore REPONS

Browse the app today. Deposits and borrowing open after launch.